AACER is a leader in court data and process automation for loan originators, loan servicers, collection agencies, investors and lawyers. Our clients use AACER’s portfolio management tools to easily and efficiently identify debtors, monitor dockets and events, search across and within bankruptcy cases, and automate custom workflow queues.
Like the Federal Judiciary’s case management/electronic case files (CM/ECF) system, we give you access to electronic court records for every court in the United States. The AACER suite delivers completely customizable and scalable solutions based off your organizational needs. Whether you need to monitor your bankruptcy portfolio, search for specific cases, receive loan audit services, complete a filing/fulfillment process, or extract data and reports; AACER is the solution. Now, we offer our services on-demand or automated through APIs and web services for system-to-system data exchange. Simply put, we empower our clients to be more successful and increase their returns.
All courts, all documents, all the time
AACER was designed with simplicity in mind. With AACER’s online, easy-to-use interface and central connection point to all bankruptcy courts in the United States, you have one convenient place to search across and within bankruptcy cases, including claims registers, to find whatever you need for case monitoring, generating insights, managing your case or portfolio or just staying informed, whenever you need it. And the age of the case doesn’t matter — if it’s in the courts’ databases, AACER gives you access.
Easy, automated advanced bankruptcy case search
Automatically conduct bankruptcy case search across all active electronic court records for specific events, including case closing, abandonment matters, amended schedules, notice of final cure, order confirming plan, plan amendments before confirmation, plan amendments after confirmation, first meeting of creditors, disclosure statements, dismissal events, discharge, notice of assets, conversion matters and more. Filter results by numerous criteria with one click. Receive bankruptcy case search updates automatically. The days of manual, inconvenient CM/ECF based searching are over.
Crowd-sourced cost savings
Once an electronic court record has been retrieved, it is available for viewing to everyone in your company at no additional cost. Further savings are achieved as court records accessed by other AACER customers are available to all AACER users at a reduced cost. So, the more people that use AACER’s bankruptcy case search and monitoring, the less it costs everyone.
Tracking one consumer or company across the U.S. bankruptcy court system on the chance they file a bankruptcy case is time-consuming and complicated. Tracking thousands only adds to the complexity. AACER is used daily industry-wide to identify new bankruptcy filings across the U.S. bankruptcy court system with the highest precision available, including confidence scoring, case coversheet data parsing, links for easy docket access and file formatting for easy consumption of data into users’ internal systems. Additionally, AACER Notification includes SCRA/DOD automated search and return of receipt of service or proof of search, as well as reporting of case discharges, dismissals, closing or case conversions with associated transaction dates. With AACER, you’ll receive notification and up-to-date electronic court filing data automatically in the event your debtor files a bankruptcy case. With AACER, you can fully and easily comply with all collection and related bankruptcy stay requirements.
Efficient case monitoring to manage bankruptcy matters nationwide
Whether monitoring 100 cases or 100,000 cases, AACER automatically delivers critical information enabling you and your staff to efficiently and effectively manage case work, and investment and credit portfolios. Use AACER’s customized queue creation, management oversight and end-to-end audit and reporting capabilities to maximize your bottom line. Case monitoring highlights and tracks critical case activity, safeguarding completion and compliance in every matter.
Audit and compliance
With AACER, you can get tailored reporting for internal compliance requirements, external audit or to satisfy investor demands. Through our easy-to-use interface, you can audit your staff’s work as well as track the work of outside counsel, including through claims register monitoring and our proprietary tool for confirming search activity. AACER’s features eliminate time and cost for both financial institutions and their counsel.
Eliminate the need to manually search through traditional channels for key case events and documents with AACER™ case monitoring. We deliver only critical docket and claims information, immediately streamlining your internal workflow. And with AACER Disposition Monitoring, you’ll receive a daily report of disposition changes, giving you a clear picture of relevant electronic court records including dismissals, closings, discharges and conversions recorded for all your cases during the previous business day. It’s the ultimate in efficiency, dramatically compressing your timelines and increasing your ability to react, and is a vital component for credit reporting.
Customize your preferences
AACER monitors court dockets, including more than 50 key events leveraging proprietary monitoring algorithms, and claims registers daily, weekly, monthly and on-demand. Monitoring results can be delivered in multiple formats, including through AACER’s intuitive user interface for quick processing and management oversight. Additionally, AACER™ reports include quick links to the docket and cover sheets for cases with critical events as well as claims registers, so you have easy, one-click access without lengthy navigation and login procedures. AACER enables labor and document cost savings and ensures compliance.
Our leading loan audit services blend experienced, expert bankruptcy analysts with proven, proprietary data and process automation to reduce costs, cut risk, increase turnaround time and allow for easy scaling up or down. We displace the many costly, time-consuming and lower-quality steps required by other on-shore and off-shore solutions to deliver exactly what you need.
Use us for loan onboarding and ongoing maintenance audits, servicing transfers, regulatory remediation, payment history reconciliations (including prior servicer history), point-in-time data analysis for various stages of bankruptcy, and more.
Filing Automation and Fulfillment
AACER’s proprietary filing automation platform allows you to file documents, including in bulk, throughout courts in the United States, reducing cost, ensuring compliance and timeliness, and allowing for efficient management of fluctuations in volume. Our platform was developed through years of experience managing bankruptcy administration across Chapters 7, 11 and 13, and interfaces with the Federal Judiciary’s CM/ECF system. Pair it with our leading, proprietary document creation automation platform and globally-reaching mail fulfilment services for an end-to-end solution.
Data Extraction and Reporting
AACER provides all manner of document and data extraction and reporting with our leading, proprietary document extraction and optical character recognition (OCR) technology, and expert managed services team, including on a special project basis and on an ongoing basis.
Simplified and automated cashiering services
AACER Cashiering replaces old manual processes of tracking and mapping trustee payments across your entire portfolio. Reduce your cost and risk, and recapture income.
Traditionally, a trustee delivers vouchers and payments to a creditor using the mail. Then an individual uses the mailed information to manually identify which payments are associated with which loans and accounts, and finally posts the payments. This process causes material delay between the time payments are made and posted, and requires meaningful staffing that is subject to human error.
AACER Cashiering uses our proprietary algorithms to automatically retrieve trustee payment data and map that data against your corresponding loans. The payment information is then available for posting into your accounting system. No manual matching process is required. Funds are available days and weeks sooner.
With AACER APIs, we offer a variety of ways to minimize human errors, manual steps, and risks that accompany origination, servicing, investing and other activities. Seamlessly integrate with AACER services and court data through a REST (Representational State Transfer) API with an option to structure responses in JSON or XML. This means that you can search, monitor, obtain case details, and more on all of your portfolios or cases without human intervention. We also offer web services for exchanging data over the internet using standardized XML messaging.
List of Services with API Access
- Court Case Search - Automate case searches, including for all bankruptcy cases
- Case Detail - Automatically receive updated case details on individual or batched case searches
- Disposition Updates - Automatically receive updated case disposition change details
- Case Monitoring - Automate monitoring and notification for key case events and documents
- Debtor Identification and Case Status - Automate case search for debtors, debtor status and case status