Today’s marketplace offers a variety of payment options, each with distinct pros and cons. The cheapest and easiest of all the options are direct deposits or account credits, but these options are often not available. Checks are historically the most popular way to pay claimants, but they are also one of the most expensive methods with up to 46 cents added to the cost of each check just for postage. Digital checks and payment processors like Paypal and Venmo eliminate the cost of postage, but to the extent that class members are not familiar with the payment method, savings on postage could be reduced by additional class member support costs like phone calls and emails. Pre-paid cards can be effective but are often more expensive and could have other limitations, like card expiration dates. Other factors that will impact your decision include the underlying issue the payment is remediating, age of the class members, volume of payments, and payment size. Courts are also increasingly focused on negotiation rates in terms of any cy-pres provision, attorney fee arrangements, and supplemental distribution, so payment decisions have a far-reaching impact. We work through all of these factors with our clients and then design an integrated claims process to allow one or multiple payment methods to be selected.